Money Flow Diagram

💰 Money Flow System

Track your automation and optimize your financial flow

PRIMARY CHECKING ACCOUNT

This is the hub where all money enters first

↓ Bills

↓ Savings

↓ Investing

↓ Debt

💳 BILLS – AUTO-PAY?

Rent/Mortgage

Yes

No

Utilities

Yes

No

Phone/Internet

Yes

No

Insurance

Yes

No

Subscriptions

Yes

No

🏦 SAVINGS – AUTO-TRANSFERS?

Emergency Fund

Yes

No

Short-Term Savings

Yes

No

Sinking Funds

Yes

No

📈 INVESTING – AUTO-DEPOSITS?

Brokerage

Yes

No

Roth IRA

Yes

No

Kids' Accounts

Yes

No

HSA

Yes

No

💰 DEBT – AUTO-PAY?

Credit Cards

Yes

No

Loans

Yes

No

Student Loans

Yes

No

🎨 Arrow Color Coding

↓ Green = Fully Automated

↓ Yellow = Partially Automated

↓ Red = Manual Process